Skip to Content
Buy
Refinance
Mortgage Loans
Loan Programs
VA Loans
FHA Loans
Conventional Loans
USDA Loans
Non-QM Loans
Home Equity Loans
View All Loan Programs
The Process
How We Work
Click here to learn more about the loan process with us
Access to multiple lenders
Personalized service & guidance
Competitive rates & terms
Time savings & convenience
Expert VA loan specialists
No upfront costs to you
Resources
Guides & Articles
PCS Relocation Guide
Moving orders, home buying timelines, and the installations near you in each state we serve.
Resource Center
Plain-English articles on VA loans, buying a home, and moving with the military.
Calculators
Mortgage Payment Calculator
Estimate principal, interest, taxes, and insurance for different loan terms.
VA Loan Affordability Calculator
Check VA residual income for your family size and region.
BAH Calculator
Look up your housing allowance by duty station and pay grade.
All Calculators
Latest Articles
VA Funding Fee: What It Is and Who Does Not Pay It
Oct 27, 2026
Buying a Home During a PCS Move: A Practical Timeline
Oct 27, 2026
VA Residual Income vs. Debt-to-Income: What Lenders Actually Look At
Oct 27, 2026
Browse the Resource Center
About Us
Our Story
Our Team
Where We Serve
Apply Now
Back to Team
Melissa Everhart
Loan Officer
Rapid City, SD
NMLS #1029890
Contact
6052147462
Text
meverhart@guidonmg.com
Apply with Melissa
Licensed States
SD
