Resource Center
Guides and articles on VA loans, buying a home, and moving with the military from Guidon Mortgage Group.
VA Funding Fee: What It Is and Who Does Not Pay It
Most VA borrowers pay a one-time funding fee, but several groups are exempt. See who qualifies and how the exemption is verified.
Buying a Home During a PCS Move: A Practical Timeline
Orders, entitlement, preapproval, closing date. Here is how to line up a home purchase with your report date.
VA Residual Income vs. Debt-to-Income: What Lenders Actually Look At
VA underwriting leans on residual income, not just debt-to-income. A 41 percent ratio is a benchmark for extra review, not a hard limit.
How the VA Home Loan Works: A Plain-English Overview
The VA does not lend the money. It guarantees part of the loan so lenders can offer better terms. Here is what that means for you.